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Vehicle Financing

A Good APR for a Car Loan Will Depend on…

December 22, 2020 | Vehicle Financing

So, you’re thinking about getting a car loan. You probably already know that you want the best APR you can get. But what dictates the APR you can get approved for? What are the factors at play? Here are some of the most important things to conside...

What Credit Score You Need For A Car Loan

December 9, 2020 | Vehicle Financing

When you set out to buy a car, one of the most important factors in how much car you can afford is your credit score. Your credit score can dictate the amount of the loan you can secure and at what annual percentage rate (APR). We’ve created a guid...

The Best Way To Finance A Car

September 28, 2020 | Vehicle Financing

Cars are one of the most expensive purchases you’ll make. Whether you are looking to purchase a brand new vehicle or a used car, most people don’t have the upfront cash to pay in full. Because of this, financing a car is a typical process. So, it...

Does A 72-Month Car Loan Make Sense For You?

September 21, 2020 | Vehicle Financing

Having a car is essential for most families, but many may not have the cash to purchase a car outright. Luckily, a wide range of financing options is available. Long term auto loans, such as 72 months in length, offer buyers an opportunity to pay lo...

A Guide to Refinancing Your Car Loan

September 14, 2020 | Vehicle Financing

Refinancing a car loan can be beneficial when done at the right time. It’s a bit of a process, though, so some preparation can help when it comes to getting started. This guide will navigate you through how to refinance a car loan. Determining If ...

When You Should Refinance a Car and When You Shouldn't

September 7, 2020 | Vehicle Financing

Many people are experiencing cash flow problems in the current climate, and your auto payment may be one of your biggest monthly expenses. It's no surprise, then, that you might be considering if and when to refinance your car loan. But where to star...

How Auto Loans from Credit Unions Work

August 31, 2020 | Vehicle Financing

When you're looking for a new vehicle, you have to consider how you're going to pay for it. The most common option is to get an auto loan, so you want to understand how auto loans work. Getting an auto loan requires that you select a lender - a credi...

How Auto Loans Work

August 10, 2020 | Vehicle Financing

Whether you're securing your first loan or you've been down this path before, it's essential that you fully understand how auto loans work. If you agree to an auto loan with terms that aren't beneficial for you, it’s a decision that can come with ...

Why A Used Car Loan Typically Has A Higher Rate

August 3, 2020 | Vehicle Financing

If you’re looking to buy a used vehicle, it may shock you to find that interest rates on used car loans tend to run higher than those on new cars. There are several reasons for this, and we’ll discuss those here. Determining Used Car Loan Rates...

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Checking & Savings Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.