Savings/Share Account Rates
It pays to save.
Red River Employees Federal Credit Union
Rates Effective: 12/1/2021
(Rates subject to change, call 903-735-3000 or 800-822-3317 for current rates)
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ACCOUNT RATES
Projected Dividend Date: 12/31/2021
Account Type Minimum Balance Dividend Credited/ Compounded Dividend Rate Annual Percent Yield Regular Savings
HSA Savings
($5 Opening Balance)$5.00 Quarterly 0.10 % 0.10 % Commercial Savings
($5 Opening Balance)$0.00 Quarterly 0.10 % 0.10 % IRA Savings
($0 Opening Balance)$0.00 Quarterly 0.75 % 0.75 % Christmas Savings
($0 Opening Balance)$0.00 Quarterly 0.10 % 0.10 % Tax Savings
($0 Opening Balance)$0.00 Quarterly 0.10 % 0.10 % Projected Dividend Date: 12/31/2021
Account Type Minimum Balance Dividend Credited/ Compounded Dividend Rate Annual Percent Yield Varsity Club, HSA Checking, Organizational, Non Profit, Sole Proprietorship, Business Checking (Checking-Ck*)
($0 Opening Balance)$0.00 Monthly 0.05 % 0.05 % MembersChoice Premier Checking
($0 Opening Balance)$0.00 Monthly 0.05 % 0.05 % Money Market
($2,500 Opening Balance)
$2,500 - $24,999.99
$25,000 - $149,999.99
$150,000+Monthly
0.30 %
0.40 %
0.50 %0.30 %
0.40 %
0.50 %Commercial Money Market
($2,500 Opening Balance)
$2,500 - $24,999.99
$25,000 - $149,999.99
$150,000+Monthly
0.30 %
0.40 %
0.70 %0.30 %
0.40 %
0.70 %All rates are based on a Daily Balances.
* No Longer Available as of 08/01/2016 -
IRA CERTIFICATE RATES
Minimum opening and running balance for IRA Certificates is $500 unless indicated otherwise.
Account Type
Dividends Credited/ Compounded
Monthly/ Quarterly
Dividend RateMonthly/ Quarterly
APY*12 Months
Monthly/Quarterly
.95 %
.96 % / .96 %
18 Months
Monthly
1.00 %
1.01 %
24 Months
Monthly/Quarterly
1.05 %
1.06 % / 1.06 %
36 Months
Monthly/Quarterly
1.10 %
1.11 % / 1.11 %
48 Months
Monthly/Quarterly
1.15 %
1.16 % / 1.16 %
60 Months
Monthly/Quarterly
1.30 %
1.31 % / 1.31 %
*APY=Annual Percentage Yield. Rate subject to change without notice. A penalty will be imposed for early withdrawal.
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SHARE CERTIFICATE RATES
