Savings/Share Account Rates | Red River Federal Credit Union

ACCOUNT RATES

Account Type	Minimum Balance	Dividend Credited/ Compounded	Dividend Rate	Annual Percent Yield
Regular Savings HSA Savings ($5 Opening Balance)	$5.00	Quarterly	0.10 %	0.10 %
Commercial Savings ($5 Opening Balance)	$0.00	Quarterly	0.10 %	0.10 %
IRA Savings ($0 Opening Balance)	$0.00	Quarterly	0.75 %	0.75 %
Christmas Savings ($0 Opening Balance)	$0.00	Quarterly	0.10 %	0.10 %
Tax Savings ($0 Opening Balance)	$0.00	Quarterly	0.10 %	0.10 %

Account Type	Minimum Balance	Dividend Credited/ Compounded	Dividend Rate	Annual Percent Yield
Varsity Club, HSA Checking, Organizational, Non Profit, Sole Proprietorship, Business Checking (Checking-Ck*) ($0 Opening Balance)	$0.00	Monthly	0.05 %	0.05 %
MembersChoice Premier Checking ($0 Opening Balance)	$0.00	Monthly	0.05 %	0.05 %
Money Market ($2,500 Opening Balance)	$2,500 - $24,999.99 $25,000 - $149,999.99 $150,000+	Monthly	0.30 % 0.40 % 0.50 %	0.30 % 0.40 % 0.50 %
Commercial Money Market ($2,500 Opening Balance)	$2,500 - $24,999.99 $25,000 - $149,999.99 $150,000+	Monthly	0.30 % 0.40 % 0.70 %	0.30 % 0.40 % 0.70 %

All rates are based on a Daily Balances.
* No Longer Available as of 08/01/2016

Minimum opening and running balance for IRA Certificates is $500 unless indicated otherwise.

Account Type	Dividends Credited/ Compounded	Monthly/ Quarterly Dividend Rate	Monthly/ Quarterly APY*
12 Months	Monthly/Quarterly	0.80 %	0.81 % / 0.81 %
18 Months	Monthly	0.85 %	0.86 %
24 Months	Monthly/Quarterly	1.05 %	1.06 % / 1.06 %
36 Months	Monthly/Quarterly	1.10 %	1.11 % / 1.11 %
48 Months	Monthly/Quarterly	1.15 %	1.16 % / 1.16 %
60 Months	Monthly/Quarterly	1.30 %	1.31 % / 1.31 %

*APY=Annual Percentage Yield. Rate subject to change without notice. A penalty will be imposed for early withdrawal.

Minimum opening and running balance for Share Certificates is $500 unless indicated otherwise.

Account Type	Dividends Credited/ Compounded	Monthly/ Quarterly Dividend Rate	Monthly/ Quarterly APY*
6 Months	Monthly/Quarterly	0.50 %	0.51 % / 0.51 %
12 Months	Monthly/Quarterly	0.80 %	0.81 % / 0.81 %
18 Months	Monthly	0.85 %	0.86 %
24 Months	Monthly/Quarterly	1.05 %	1.06 % / 1.06 %
36 Months	Monthly/Quarterly	1.10 %	1.11 % / 1.11 %
48 Months	Monthly/Quarterly	1.15 %	1.16 % / 1.16 %
60 Months	Monthly/Quarterly	1.30 %	1.31 % / 1.31 %

*APY=Annual Percentage Yield. Rate subject to change without notice. A penalty will be imposed for early withdrawal.