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Savings/Share Account Rates
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Red River Employees Federal Credit Union

Rates Effective: 08/21/2019

(Rates subject to change, call 903-735-3000 or 800-822-3317 for current rates)

  • ACCOUNT RATES

    Projected Dividend Date: 09/30/2019

    Account Type

    Minimum Balance

    Dividend Credited/ Compounded

    Dividend Rate

    Annual Percent Yield

    Regular Savings
    HSA Savings

    ($5 Opening Balance)

    $5.00 - $9,999.99
    $10,000 - $24,999.99
    $25,000+

    Quarterly

    .25%
    .30%
    .35%

    .25%
    .30%
    .35%

    Business Savings

    ($5 Opening Balance)

    $5.00

    Quarterly

    .25%

    .25%

    IRA Savings

    ($0 Opening Balance)

    $0.00

    Quarterly

    1.50%

    1.50%

    Christmas Savings

    ($0 Opening Balance)

    $0.00

    Quarterly

    .25%

    .25%

    Tax Savings

    ($0 Opening Balance)

    $0.00

    Quarterly

    .25%

    .25%

    Projected Dividend Date: 08/30/2019

    Account Type

    Minimum Balance

    Dividend Credited/ Compounded

    Dividend Rate

    Annual Percent Yield

    Varsity Club, HSA Checking, Organizational, Non Profit, Sole Proprietorship, Business Checking, eChecking*

    ($0 Opening Balance)

    $0.00

    Monthly

    .05%

    .05%

    MembersChoice Premier Checking

    ($0 Opening Balance)

    $0.00

    Monthly

    .10%

    .10%

    Money Market

    ($2,500 Opening Balance)

    $2,500 - $24,999.99
    $25,000 - $149,999.99
    $150,000+

    Monthly

    .75%
    1.00%
    1.25%

    .75%
    1.00%
    1.25%

    Smart Choice
    Money Market**

    ($25,000 Opening Balance)

    $25,000 - $49,999.99
    $50,000+

    Monthly

    .40%
    .60%

    .40%
    .60%

    All rates are based on a Daily Balances

    *eChecking is No Longer Available as of 3/26/2019 
    **Smart Choice Money Market is No Longer Available as of 12/13/2011

  • IRA CERTIFICATE RATES

    Minimum opening and running balance for IRA Certificates is $500 unless indicated otherwise.

    Account Type

    Dividends Credited/ Compounded

    Monthly/ Quarterly
    Dividend Rate

    Monthly/ Quarterly
    APY*

    12 Months

    Monthly/Quarterly

    2.15%

    2.17% / 2.17%

    18 Months**

    Monthly

    2.20%

    2.22%

    24 Months

    Monthly/Quarterly

    2.25%

    2.27% / 2.27%

    36 Months

    Monthly/Quarterly

    2.30%

    2.32% / 2.32%

    48 Months

    Monthly/Quarterly

    2.35%

    2.37% / 2.37%

    60 Months

    Monthly/Quarterly

    2.40%

    2.42% / 2.42%

    *APY=Annual Percentage Yield. Rate subject to change without notice. A penalty will be imposed for early withdrawal.

    **18 Month IRA Certificate only available on Traditional IRA

  • SHARE CERTIFICATE RATES

    Minimum opening and running balance for Share Certificates is $500 unless indicated otherwise.

    Account Type

    Dividends Credited/ Compounded

    Monthly/ Quarterly
    Dividend Rate

    Monthly/ Quarterly
    APY*

    6 Months

    Monthly/Quarterly

    1.45%

    1.46% / 1.46%

    12 Months

    Monthly/Quarterly

    2.15%

    2.17% / 2.17%

    18 Months

    Monthly

    2.20%

    2.22%

    24 Months

    Monthly/Quarterly

    2.25%

    2.27% / 2.27%

    36 Months

    Monthly/Quarterly

    2.30%

    2.32% / 2.32%

    48 Months

    Monthly/Quarterly

    2.35%

    2.37% / 2.37%

    60 Months

    Monthly/Quarterly

    2.40%

    2.42% / 2.42%

    *APY=Annual Percentage Yield. Rate subject to change without notice. A penalty will be imposed for early withdrawal. 

Lending Options To Meet Your Financial Needs

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