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Savings/Share Account Rates
It pays to save.

Red River Employees Federal Credit Union

Rates Effective: 07/21/2021

(Rates subject to change, call 903-735-3000 or 800-822-3317 for current rates)

 

  • ACCOUNT RATES

    Projected Dividend Date: 9/30/2021

    Account Type Minimum Balance Dividend Credited/ Compounded Dividend Rate Annual Percent Yield
    Regular Savings
    HSA Savings
    ($5 Opening Balance)
    $5.00 Quarterly 0.10 % 0.10 %
    Commercial Savings
    ($5 Opening Balance)
    $0.00 Quarterly 0.10  % 0.10  %
    IRA Savings
    ($0 Opening Balance)
    $0.00 Quarterly 0.75 % 0.75 %
    Christmas Savings
    ($0 Opening Balance)
    $0.00 Quarterly 0.10 % 0.10 %
    Tax Savings
    ($0 Opening Balance)
    $0.00 Quarterly 0.10  % 0.10  %

     

    Projected Dividend Date: 7/31/2021

    Account Type Minimum Balance Dividend Credited/ Compounded Dividend Rate Annual Percent Yield
    Varsity Club, HSA Checking, Organizational, Non Profit, Sole Proprietorship, Business Checking (Checking-Ck*)
    ($0 Opening Balance)
    $0.00 Monthly 0.05 % 0.05 %

    MembersChoice Premier Checking
    ($0 Opening Balance)

    $0.00 Monthly 0.05 % 0.05 %

    Money Market

    ($2,500 Opening Balance)

    $2,500 - $24,999.99
    $25,000 - $149,999.99
    $150,000+

    Monthly

    0.30  %
    0.40  %
    0.50 %
    0.30  %
    0.40  %
    0.50 %

    Commercial Money Market

    ($2,500 Opening Balance)

    $2,500 - $24,999.99
    $25,000 - $149,999.99
    $150,000+

    Monthly

    0.30  %
    0.40  %
    0.70  %
    0.30  %
    0.40  %
    0.70  %

    All rates are based on a Daily Balances.
    * No Longer Available as of 08/01/2016

  • IRA CERTIFICATE RATES

    Minimum opening and running balance for IRA Certificates is $500 unless indicated otherwise.

    Account Type

    Dividends Credited/ Compounded

    Monthly/ Quarterly
    Dividend Rate

    Monthly/ Quarterly
    APY*

    12 Months

    Monthly/Quarterly

    0.80 %

    0.81 % / 0.81 %

    18 Months

    Monthly

    0.85 %

    0.86 %

    24 Months

    Monthly/Quarterly

    1.05 %

    1.06 % / 1.06 %

    36 Months

    Monthly/Quarterly

    1.10 %

    1.11 % / 1.11 %

    48 Months

    Monthly/Quarterly

    1.15 %

    1.16 % / 1.16 %

    60 Months

    Monthly/Quarterly

    1.30 %

    1.31 % / 1.31 %

    *APY=Annual Percentage Yield. Rate subject to change without notice. A penalty will be imposed for early withdrawal.

  • SHARE CERTIFICATE RATES

    Minimum opening and running balance for Share Certificates is $500 unless indicated otherwise.

    Account Type

    Dividends Credited/ Compounded

    Monthly/ Quarterly
    Dividend Rate

    Monthly/ Quarterly
    APY*

    6 Months

    Monthly/Quarterly

    0.50 %

    0.51 % / 0.51 %

    12 Months

    Monthly/Quarterly

    0.80 %

    0.81 % / 0.81 %

    18 Months

    Monthly

    0.85 %

    0.86 %

    24 Months

    Monthly/Quarterly

    1.05 %

    1.06 % / 1.06 %

    36 Months

    Monthly/Quarterly

    1.10 %

    1.11 % / 1.11 %

    48 Months

    Monthly/Quarterly

    1.15 %

    1.16 % / 1.16 %

    60 Months

    Monthly/Quarterly

    1.30 %

    1.31 % / 1.31 %

    *APY=Annual Percentage Yield. Rate subject to change without notice. A penalty will be imposed for early withdrawal. 

Lending Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.

Checking & Savings Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.