Savings/Share Account Rates
It pays to save.
Red River Employees Federal Credit Union
Rates Effective: 08/21/2019
(Rates subject to change, call 903-735-3000 or 800-822-3317 for current rates)
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ACCOUNT RATES
Projected Dividend Date: 09/30/2019
Account Type
Minimum Balance
Dividend Credited/ Compounded
Dividend Rate
Annual Percent Yield
Regular Savings
HSA Savings($5 Opening Balance)
$5.00 - $9,999.99
$10,000 - $24,999.99
$25,000+Quarterly
.25%
.30%
.35%.25%
.30%
.35%Business Savings
($5 Opening Balance)
$5.00
Quarterly
.25%
.25%
IRA Savings
($0 Opening Balance)
$0.00
Quarterly
1.50%
1.50%
Christmas Savings
($0 Opening Balance)
$0.00
Quarterly
.25%
.25%
Tax Savings
($0 Opening Balance)
$0.00
Quarterly
.25%
.25%
Projected Dividend Date: 08/30/2019
Account Type
Minimum Balance
Dividend Credited/ Compounded
Dividend Rate
Annual Percent Yield
Varsity Club, HSA Checking, Organizational, Non Profit, Sole Proprietorship, Business Checking, eChecking*
($0 Opening Balance)
$0.00
Monthly
.05%
.05%
MembersChoice Premier Checking
($0 Opening Balance)
$0.00
Monthly
.10%
.10%
Money Market
($2,500 Opening Balance)
$2,500 - $24,999.99
$25,000 - $149,999.99
$150,000+Monthly
.75%
1.00%
1.25%.75%
1.00%
1.25%Smart Choice
Money Market**($25,000 Opening Balance)
$25,000 - $49,999.99
$50,000+Monthly
.40%
.60%.40%
.60%All rates are based on a Daily Balances
*eChecking is No Longer Available as of 3/26/2019
**Smart Choice Money Market is No Longer Available as of 12/13/2011 -
IRA CERTIFICATE RATES
Minimum opening and running balance for IRA Certificates is $500 unless indicated otherwise.
Account Type
Dividends Credited/ Compounded
Monthly/ Quarterly
Dividend RateMonthly/ Quarterly
APY*12 Months
Monthly/Quarterly
2.15%
2.17% / 2.17%
18 Months**
Monthly
2.20%
2.22%
24 Months
Monthly/Quarterly
2.25%
2.27% / 2.27%
36 Months
Monthly/Quarterly
2.30%
2.32% / 2.32%
48 Months
Monthly/Quarterly
2.35%
2.37% / 2.37%
60 Months
Monthly/Quarterly
2.40%
2.42% / 2.42%
*APY=Annual Percentage Yield. Rate subject to change without notice. A penalty will be imposed for early withdrawal.
**18 Month IRA Certificate only available on Traditional IRA
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SHARE CERTIFICATE RATES
