Purchase a new ride or refinance your current one in no time!
When shopping for a new vehicle that’s perfect for you but also affordable, it’s easy to feel overwhelmed. But don’t worry–we can take care of the financing so you can make sure you get exactly the vehicle you’re hoping for.
With RRFCU, you’ll get great loan terms on vehicles, including cars and trucks, as well as boats, jet skis, ATVs, and motorcycles. We even offer loans for repossessed vehicles! We offer the following features:
- Competitive interest rates
- Quick approvals
- Convenient eSign*
- Multiple payment options
- DentGuard, extended warranty and GAP options to save you money
*Some restrictions apply.
Want to refinance the vehicle you already have?
Refinancing your existing vehicle can be a great financial strategy for paying off your vehicle quickly or reducing your payments each month. Our vehicle loans can help with refinancing, too. Apply above to see your refinancing options.
Auto Loan Rates
*Terms may be extended on Auto Loans to 84 months at 60 month rate with approved credit and loan amount - Purchase or refinance from other institution only on a 2015 year model or newer - $17,000 minimum.
Loan Type Term* APR As Low As** New 2020 up to 84 months 2.99 % 2019 up to 84 months 2.99 % 2018 up to 72 months 3.49 % 2017 up to 72 months 3.49 % 2016 up to 72 months 3.49 % 2015 up to 48 months 3.99 % 2014 & Older up to 36 months 4.49 %
**APR = Annual Percentage Rate. Rate and term based on credit score and year model (auto). Rate subject to change without notice. With Approved Credit.
Recreational Vehicles (Boat, Jet Ski, ATV, Motorcycle)
Loans under $25,000
Loan Type Term* APR As Low As** New up to 60 months 4.49 % Used up to 60 months 4.89 %
Loans over $25,000
*APR = Annual Percentage Rate. Rate and term based on credit score and new or used model. Rate subject to change without notice. With Approved Credit.
Loan Type Term* APR As Low As** New up to 144 months 7.29 % Used up to 144 months 7.79 %
All Year Models are 3.74 % APR*
Estimate your loan terms and payments
Get a better idea of how your loan will impact your finances. Whether you’re purchasing a new vehicle or refinancing, you can use this auto loan calculator to see your estimated loan terms now:
Apply for your vehicle loan today
Find your perfect vehicle and get great financing with an RRCU vehicle loan. Or, get better terms on your existing vehicle loan. Click below to apply now: