Unsecured Personal Loans
Use your personal loan for just about anything!
Our Personal Loans are tailored to your individual needs. Whether you’re looking to make a major purchase or consolidate existing debt, we can help.
Holiday Loans are back. Holiday Loans up to $2,000* with rates as low as 4.90 %** APR for up to 12 months. Click the Apply Now button and select Personal Loan to get started!
*With approved credit. **APR = Annual Percentage Rate. Rate based on credit score. Term: up to 12 months.
Red River Benefits
Quick & Simple Process
You don’t have to be a member to apply.* If you are a member you can start your online application.
Complete Online Application
Our convenient online application takes minutes and requires only a few details.
Once approved, the funds will be deposited directly into your Red River account.
*Must be eligible for membership and become a member before loan is funded.
How to Use Your Personal Loan
Unsecured Loans Rates
|Loan Type||Term||APR* As Low As||Getting Started|
|Holiday Loans||From 12 Months||4.90 %|
|Unsecured Personal Loan**||From 6 months to 36 months/3 years||13.30% - 18.00% APR* interest rate range|
|Money Line / Line of Credit||N/A||11.30 %|
What Members Are Saying
“Very pleased with my loan rates. Very nice to work with.”★★★★★
- Glenda C.
“The rrcu staff is always professional & caring, while maintaining a positive image at all times. You're always treated with respect while being seen in a timely manner.”★★★★★
- Sharon C.
“I have been with RRCU for 24 years and absolutely would not change. If I had any questions or needed assistance, they have always been there for me and quickly absolved any situation. I have and would highly recommend Red River Credit Union for satisfactory service and banking. I love my Credit Union!”★★★★★
*APR=Annual Percentage Rate. Rate subject to change without notice.
**The payment on a $2000.00 loan would be $98.00 by using the $49.00 per $1000 at a non-variable interest rate of 14.50% APR with a 24 month term and a $0 origination fee.