Unsecured Personal Loans
Use your personal loan for just about anything!
Our Personal Loans are tailored to your individual needs. Whether you’re looking to make a major purchase or consolidate existing debt, we can help.
Holiday Loans
Holiday Loans are back. Holiday Loans up to $2,000* with rates as low as 4.90 %** APR for up to 12 months. Click the Apply Now button and select Personal Loan to get started!
*With approved credit. **APR = Annual Percentage Rate. Rate based on credit score. Term: up to 12 months.
Red River Benefits
Multiple Payment Options
Quick Approval
Fast Funding
No Fee to Apply
Quick & Simple Process
| 1. |
Join UsYou don’t have to be a member to apply.* If you are a member you can start your online application. |
2. |
Complete Online ApplicationOur convenient online application takes minutes and requires only a few details. |
3. |
Receive FundsOnce approved, the funds will be deposited directly into your Red River account. |
*Must be eligible for membership and become a member before loan is funded.
How to Use Your Personal Loan
Credit Card Consolidation
Consolidate your credit card debt into one low interest loan and never worry about high credit card rates again.
Covering Bills
Avoid a higher interest payday loan when you get in a bind on rent, utilities, or other expenses.
Medical Bills
Medical bills can quickly add up and insurance will only cover so much, that’s where a personal loan can help.
Large Purchases
Paying for a wedding, going on vacation, or starting a business you’ll have the cash you need.
Moving Costs
With an unsecured personal loan, you don’t have to let moving expenses keep you from making your next big move.
Emergency Expenses
Whatever the emergency expense may be, a personal loan from Red River FCU will make sure you’re covered.
Unsecured Loans Rates
| Loan Type | Term | APR* As Low As | Getting Started |
|---|---|---|---|
| Holiday Loans | From 12 Months | 4.90 % | |
| Unsecured Personal Loan** | From 6 months to 36 months/3 years | 13.30% - 18.00% APR* interest rate range | |
| Money Line / Line of Credit | N/A | 11.30 % |
What Members Are Saying
“Very pleased with my loan rates. Very nice to work with.”
★★★★★- Glenda C.
“The rrcu staff is always professional & caring, while maintaining a positive image at all times. You're always treated with respect while being seen in a timely manner.”
★★★★★- Sharon C.
“I have been with RRCU for 24 years and absolutely would not change. If I had any questions or needed assistance, they have always been there for me and quickly absolved any situation. I have and would highly recommend Red River Credit Union for satisfactory service and banking. I love my Credit Union!”
★★★★★- Ella
*APR=Annual Percentage Rate. Rate subject to change without notice.
**The payment on a $2000.00 loan would be $98.00 by using the $49.00 per $1000 at a non-variable interest rate of 14.50% APR with a 24 month term and a $0 origination fee.
