Upgrade your ride in no time!
When it comes time to shop for a new or used car, truck, or SUV that fits your budget, it’s easy to feel overwhelmed. When you partner with Red River Credit Union for your financing needs, we’ll serve as your navigator.
Are you ready to finance your next car or re-finance your current one? We are pleased to offer great rates on automobiles, including recreational vehicles (boats, jet skis, ATVs, and motorcycles) and repossessed vehicles. RRCU offers the following features:
- Competitive rates
- Quick approvals
- Convenient eSign*
- Multiple payment options
- Low cost payment protection, warranty and GAP options to save you money
Rates Effective: 1/15/2020
* Some restrictions apply to eSign.
Auto Loan Rates
*Terms may be extended on Auto Loans to 84 months at 60 month rate with approved credit and loan amount - Purchase or refinance from other institution only on a 2015 year model or newer - $17,000 minimum.
Loan Type Term* APR As Low As** New 2020 up to 84 months 3.24% 2019 up to 84 months 3.24% 2018 up to 72 months 3.74% 2017 up to 72 months 3.74% 2016 up to 72 months 3.74% 2015 up to 48 months 4.24% 2014 & Older up to 36 months 4.74%
**APR = Annual Percentage Rate. Rate and term based on credit score and year model (auto). Rate subject to change without notice. With Approved Credit.
Recreational Vehicles (Boat, Jet Ski, ATV, Motorcycle)
Loans under $25,000
Loan Type Term* APR As Low As** New up to 60 months 4.49% Used up to 60 months 4.89%
Loans over $25,000
*APR = Annual Percentage Rate. Rate and term based on credit score and new or used model. Rate subject to change without notice. With Approved Credit.
Loan Type Term* APR As Low As** New up to 144 months 7.29% Used up to 144 months 7.79%
All Year Models are 3.74 % APR*