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Visa® Platinum Credit Card

Lower stress, lower hassle, lower APR.

Red River Credit Union knows you need a credit card that makes life easier, not more complicated. That’s why we’ve decided to offer a card that has everything you need to conquer daily transactions, without anything that could put hiccups in your financial plans.

The Visa Platinum card is perfect for members who want the benefits of using a credit card without the worry of steep annual fees or outrageous interest rates. Apply today for a credit card with all of the following Red River Credit Union benefits:

  • Low introductory rate*
  • Flexible payment options
  • Fraud protection
  • Helpful member services

Platinum Credit Card

Introductory Rate of 4.9% APR* for 6 Months

 

Benefits & Features

  • Can I use Apple Pay / Google Pay / Samsung Pay with my Visa Platinum card?

    All forms of contactless pay are available with the Visa Platinum Card, including each of the three mentioned above. To have these payments activated on your card, please contact a Red River Credit Union representative today.

  • How does the Visa Platinum card protect me from fraud?

    The advanced scam and fraud protection program at Red River Credit Union makes it easier than ever to keep your funds secure. Our fraud protection programs keeps your money safe with a four-part method:

    1. Text/Email potential fraud alerts

    2. Visa Purchase Alerts to receive text/email when your card is used

    3. Advanced chip technology

    4. Visa’s Zero Liability Policy** covers you if your card is ever lost or stolen.

    Report a lost or stolen card by calling us at (903) 735-3000 or (800) 822-3317.

  • Does the Visa Platinum card have an introductory rate?

    Yes. All applicants who qualify for the Visa Platinum card automatically receive a special introductory rate. If regular payments are made, this rate will last for 6 months before converting to the variable rate.

 

*APR=Annual Percentage Rate. 4.9% introductory rate for the first six months, with approved credit. After that, your APR will be 8.15% to 17.15%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. If payment is late once or otherwise in default during the 6-month introductory-rate period, the 4.9% introductory rate will adjust to the variable rate of 8.15% to 17.15% based on credit score and history, and will vary with the market based on the Prime Rate Index. Rates are subject to change without notice.

**Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

Lending Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.

Checking & Savings Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.