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One Less First World Problem

Life is good. Well, pretty good. You have a lot of streaming, shopping, listening, viewing, and other online services right at your fingertips. But updating the payment method for so many services when you lose your card or open a new bank account is time-consuming and frustrating.

Luckily, Red River Credit Union can make payment updates easier and quicker with CardSwap.

CardSwap lets you update all your favorite digital services, like Netflix, Amazon, and more*—at the same time, in the same place—saving you valuable time and hassle. This makes it easier to replace lost cards, or to open and use new accounts. Just log in, update your payment info once, provide login info for your service providers, and CardSwap does the rest.

That means less time updating, and more time streaming, watching, shopping—and doing all the things that you love doing.

Like we said, life is good.

To learn more, check out the FAQs below or ask a Red River Credit Union representative today.

*None of the listed companies are associated with, sponsor, or endorse this product.

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  • Frequently Asked Card Swap Questions

    Q: What is CardSwap?

    A:  CardSwap is a free service that lets you automatically apply new RRCU Visa® Debit Card information across your favorite subscription and digital point of sale (POS) services (Hulu, Netflix, iTunes, Amazon, etc.*) in a single, elegant workflow.

    *None of the listed companies are associated with, sponsor, or endorse this product.


    Q: How does CardSwap work?

    A:  Enter your RRCU Visa Debit Card information once, enter login credentials for your subscription services, and the new preferred payment information is automatically tested and applied in real time. It takes only 24 hours for these updates to be made across services.


    Q: How do I access CardSwap?

    A:  Log into your RRCU Online or Mobile Banking account, under the Services menu, select CardSwap to access the service.


    Q: Does CardSwap work for both RRCU Visa® Debit Cards and RRCU Visa® Credit Cards?

    A:  No. CardSwap is only available for RRCU Visa® Debit Cards.


    Q: Can account holders use this service for cards other than their FI-issued card?

    A:  No. CardSwap is only available for RRCU Visa® Debit Cards.


    Q: Does CardSwap support payment methods other than card payments (ACH, check, etc.)?

    A:  No.


    Q: How many subscription or digital point of sale vendors are supported by CardSwap? Who are they?

    A:  There are more than 20 vendors* supported by CardSwap at launch. They include: 

    • Amazon
    • Netflix
    • Hulu
    • iTunes
    • Spotify
    • HBO Now
    • Squarespace
    • Pandora
    • Adobe
    • Vivint
    • 24 Hour Fitness
    • ADT
    • Playsation Network
    • Sling
    • Dollar Shave Club
    • Macy’s
    • Birchbox
    • Crunchyroll
    • CBS
    • SoundCloud
    • Blue Apron

    If you do not see a vendor, check the list within CardSwap as it may be a recent addition.

    *None of the listed companies are associated with, sponsor, or endorse this product.


    Q: Can I request a specific vendor to be added to the CardSwap service?

    A:  No, but vendors will continue to added over time.


    Q: Does CardSwap work for traditional bill pay or direct billers?

    A:  No, CardSwap is specifically designed for subscription services and digital points of sale.


    Q: Is CardSwap secure and compliant?

    A:  CardSwap undergoes routine ethical hack, code reviews, and penetration testing. Data is encrypted utilizing AES 256 encryption and all web services are HTTPS/SSL. Encryption keys are managed by AWS Key Management Service, using hardened systems where sensitive data is only used in memory, and never stored in our own databases.


    Q: Is the credential validation process automatic?

    A:  Authentication of some vendors is automatic; there may be a delay for others.


    Q: When authenticating into subscription services, am I immediately notified of a successful or failed log-in attempt?

    A:  Yes. You, as the account holder, will receive instant notification in the CardSwap screen, and most vendors will send a separate notification of the payment update.

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