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Regular Savings Account

Store your hard-earned funds safely and save on your terms.

Align your funds with your long-term goals by investing in a regular savings account that pays dividends for dedication. Find the features, benefits, and high yield you need to meet your goals.

  • Quarterly dividends
  • $5 minimum opening balance begins your Red River FCU membership
  • Competitive APY* rates
  • Protects deposits and gains through the NCUA

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Current Members

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or contact us to upgrade your account today

Regular Savings Account Rates

Projected Dividend Date: 9/30/2021

Account Type Minimum Balance Dividend Credited/ Compounded Dividend Rate Annual Percent Yield
Regular Savings
HSA Savings
($5 Opening Balance)
$5.00 Quarterly 0.10 % 0.10 %

Regular Savings Account FAQs

Q: How are dividends compounded?

A: Dividends in regular savings accounts are compounded quarterly. This means that funds are compounded and paid out once per quarter (every three months).

Q: What is the minimum opening balance for a regular savings account?

A: Regular savings accounts only require a $5 minimum deposit to open. This deposit also secures your membership with Red River FCU.

Q: Can I calculate my savings balance over time?

A: Use the regular savings account calculator to determine your average balance after 5, 10, or even 20 years of savings.

*APY=Annual Percentage Yield. Rate subject to change without notice. A penalty will be imposed for early withdrawal.

Lending Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.

Checking & Savings Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.