Regular Savings Account
Store your hard-earned funds safely and save on your terms.
Align your funds with your long-term goals by investing in a regular savings account that pays dividends for dedication. Find the features, benefits, and high yield you need to meet your goals.
- Quarterly dividends
- $5 minimum opening balance begins your Red River FCU membership
- Competitive APY* rates
- Protects deposits and gains through the NCUA
Not A Member? |
Current Membersor contact us to upgrade your account today |
Regular Savings Account Rates
Projected Dividend Date: 6/30/2021
| Account Type | Minimum Balance | Dividend Credited/ Compounded | Dividend Rate | Annual Percent Yield |
|---|---|---|---|---|
| Regular Savings HSA Savings ($5 Opening Balance) |
$5.00 | Quarterly | 0.10 % | 0.10 % |
Regular Savings Account FAQs
Q: How are dividends compounded?
A: Dividends in regular savings accounts are compounded quarterly. This means that funds are compounded and paid out once per quarter (every three months).
Q: What is the minimum opening balance for a regular savings account?
A: Regular savings accounts only require a $5 minimum deposit to open. This deposit also secures your membership with Red River FCU.
Q: Can I calculate my savings balance over time?
A: Use the regular savings account calculator to determine your average balance after 5, 10, or even 20 years of savings.
*APY=Annual Percentage Yield. Rate subject to change without notice. A penalty will be imposed for early withdrawal.
