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Certificates
Earn while you save.

Take advantage of our term share certificates and IRA certificates to earn monthly or quarterly dividends. Choose to have your dividends compounded into your certificate, deposited to your savings account, or mailed to you. Minimum balance to open a certificate is $500.

18 Month Certificate

Earn

2.22 % APY*

36 Month Certificate

Earn up to

2.32 % APY*

60 Month Certificate

Earn

2.42 % APY*

*APY=Annual Percentage Yield. Rate subject to change without notice. A penalty will be imposed for early withdrawal.

CONTACT US to open a certificate today.

  • IRA Certificate Rates

    Minimum opening and running balance for IRA Certificates is $500 unless indicated otherwise. 

    Account Type Dividends Credited/ Compounded

    Monthly/ Quarterly
    Dividend Rate

    Monthly/ Quarterly
    APY*
    12 Months Monthly/Quarterly 2.15% 2.17% / 2.17%
    18 Months** Monthly 2.20% 2.22%
    24 Months Monthly/Quarterly 2.25% 2.27% / 2.27%
    36 Months Monthly/Quarterly 2.30% 2.32% / 2.32%
              48 Months Monthly/Quarterly 2.35% 2.37% / 2.37%
    60 Months Monthly/Quarterly 2.40% 2.42% / 2.42%

      *APY=Annual Percentage Yield. Rate subject to change without notice. A penalty will be imposed for early withdrawal. 

    **18 Month IRA Certificate only available on Traditional IRA

  • Share Certificate Rates

    Minimum opening and running balance for Share Certificates is $500 unless indicated otherwise. 

    Account Type Dividends Credited/ Compounded Monthly/ Quarterly
    Dividend Rate
    Monthly/ Quarterly
    APY*
    6 Months Monthly/Quarterly 1.45%       1.46% / 1.46%
    12 Months Monthly/Quarterly 2.15% 2.17% / 2.17%
    18 Months Monthly 2.20% 2.22%
    24 Months Monthly/Quarterly 2.25% 2.27% / 2.27%
    36 Months Monthly/Quarterly 2.30% 2.32% / 2.32%
    48 Months Monthly/Quarterly 2.35% 2.37% / 2.37%
    60 Months Monthly/Quarterly 2.40% 2.42% / 2.42%

    *APY=Annual Percentage Yield. Rate subject to change without notice. A penalty will be imposed for early withdrawal. 

Lending Options To Meet Your Financial Needs

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