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Savings and Certificates Rates
  • Account Rates
  • IRA Certificate Rates
  • Share Certificate Rates

Red River Employees Federal Credit Union
Rate Schedule Accurate as of 12/12/2018
(Rates subject to change, call 903-735-3000 for current rates)


For more account information Click Here

Account Type Project Dividend Minimum Opening Minimum Balance Dividend Credited/ Compounded Dividend Rate Annual Percent Yield
Regular Savings
HSA Savings

12/31/2018

$5.00 per account opening $5.00 - $9,999.99
$10,000 - $24,999.99
$25,000+		 Quarterly .25%
.30%
.35%		 .25%
.30%
.35%
Business Savings 12/31/2018 $5.00 $0.00 Quarterly .25% .25%
IRA Savings 12/31/2018 $0.00 $0.00 Quarterly 1.50% 1.50%
Christmas Savings 12/31/2018 $0.00 $0.00 Quarterly .15% .15%
Tax Savings 12/31/2018 $0.00 $0.00 Quarterly .15% .15%
eChecking, Varsity Club, HSA Checking, Organizational, Non Profit, Sole Proprietorship, Business Checking 12/31/2018 $0.00 $0.00 Monthly .05% .05%
MembersChoice Premier Checking 12/31/2018 $0.00 $0.00 Monthly .10% .10%
Money Market 12/31/2018 $2,500 $2,500 - $24,999.99
$25,000 - $49,999.99
$50,000+		 Monthly .60%
.75%
1.00%		 .60%
.75%
1.00%
Smart Choice
Money Market*		 12/31/2018 $25,000 $25,000 - $49,999.99
$50,000+		 Monthly .40%
.60%		 .40%
.60%
All rates are based on a Daily Balances
 *Smart Choice Money Market is No Longer Available as of 12/13/2011
Account Type Project Dividend Date Minimum Opening Balance Minimum Balance Dividends Credited/ Compounded Monthly/ Quarterly Monthly/ Quarterly
12 Months 12/12/2018 $500.00 $500.00 Monthly/Quarterly 2.00% 2.02% / 2.02%
18 Months Traditional 12/12/2018 $500.00 $500.00 Monthly 2.85% 2.88%
24 Months 12/12/2018 $500.00 $500.00 Monthly 2.10% 2.12%
36 Months 12/12/2018 $500.00 $500.00 Monthly/Quarterly 2.15% 2.17% / 2.17%
48 Months 12/12/2018 $500.00 $500.00 Monthly/Quarterly 2.20% 2.22% / 2.22%
60 Months 12/12/2018 $500.00 $500.00 Monthly/Quarterly 2.25% 2.27% / 2.27%
Account TypeProjected Dividend DateMinimum Opening BalanceMinimum BalanceDividends Credited/ CompoundedMonthly/ QuarterlyMonthly/ Quarterly
6 Months 12/12/2018 $500.00 $500.00 Monthly/Quarterly 1.30% 1.30% / 1.30%
12 Months 12/12/2018 $500.00 $500.00 Monthly/Quarterly 2.00% 2.02% / 2.02%
18 Months 12/12/2018 $500.00 $500.00 Monthly 2.85% 2.88%
24 Months 12/12/2018 $500.00 $500.00 Monthly 2.10% 2.12%
36 Months 12/12/2018 $500.00 $500.00 Monthly/Quarterly 2.15% 2.17% / 2.17%
48 Months 12/12/2018 $500.00 $500.00 Monthly/Quarterly 2.20% 2.22% / 2.22%
60 Months 12/12/2018 $500.00 $500.00 Monthly/Quarterly 2.25% 2.27% / 2.27%

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