Checking Accounts
  • MembersChoice
  • eChecking
  • Basic
  • Fresh Start
  • Varsity
  • Other
MembersChoice Premier Checking
Our MembersChoice Premiere Checking account is our most extensive checking account with benefits that to help keep your account safe and secure.


  • No Minimum Balance
  • No Per Check Charges
  • Unlimited Free Checks (1 box at a time)
  • Cash Rewards - Earn cash back on online purchases with your Visa Debit card
  • Earn Dividends on Balance
  • Free Instant Issue Visa Debit card (with Visa Purchase Alerts)
  • Free Online Banking, Mobile Banking, BillPay and eStatements
  • Free Access to RO$EY, our telephone teller
  • Monthly Service fee will apply




Plus, with Premier Checking you also receive the following benefits at no additional cost:
IDProtect®
Cellular Telephone Protection3
Travel and Entertainment Discounts
Debit Advantage
Cash Back Member Rewards
Accidental Death & Dismemberment Insurance
Key Tag Return

1 IDProtect service is a personal identity theft protection service available to account owner(s) and their family. Family includes: Spouses, persons qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household. IDProtect benefits are available to joint account holders (unless otherwise noted). Benefits are not available to a "signer" or "beneficiary" of the account who is not an account owner. Service is not available to businesses and their employees, clubs and/or churches and their members, school and their employees/students.

2 Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies and terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

3 Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.

Insurance product is not a deposit; not NCUA insured; not an obligation of credit union; and not guaranteed by credit union or any affiliated entity.
eChecking

Our eChecking account has no monthly maintenance fee and comes with all the basic benefits you need to stay connected to your money. This account is perfect for environmentally-conscious members embracing the digital age of banking!

  • No Minimum Balance Requirements
  • No Monthly Fee
  • Earn Dividends
  • eStatements and eNotices (required)
  • First 5 checks free each month*
  • Free Instant Issue Visa Debit card (with Visa Purchase Alerts)
  • Free Online Banking, Mobile Banking, DeposZip and BillPay
  • Free access to RO$EY, our telephone teller

* A .25 cent fee will apply for each check after the first five each month.

Basic Checking

Our Basic Checking account comes with a standard benefits package to access your money when you need it.

  • No Minimum Balance Requirements
  • No Per Check Fee
  • $5 Monthly Fee (waived when electing eStatements and eNotices)
  • First “50 Pack” check order free with new membership
  • Free Instant Issue Visa Debit card (with Visa Purchase Alerts)
  • Free Online Banking, Mobile Banking, DeposZip and BillPay
  • Free access to RO$EY, our telephone teller

Fresh Start Checking

Sometimes, you need a little extra help. For members who have had trouble managing checking accounts in the past, we offer Fresh Start Checking. This powerful tool can help you get back on track and is available to members who may not qualify for a regular checking account.

  • Checking Account Management Education Program
  • Available to those with ChexSystems Reports
  • Special features to help you manage your account
  • Free Instant Issue Visa Debit card (with Visa Purchase Alerts)
  • Free Online Banking, Mobile Banking, DeposZip and BillPay
  • Free access to RO$EY, our telephone teller
  • $10 monthly maintenance fee 

Varsity Club Checking

Teens age 13-17 can manage their money their way with this special account. With safety measures built in, teens can learn responsible money management while enjoying the freedom to handle their own finances for the first time. This account makes the transition into financial independence a positive experience for teens and parents alike.

  • No Minimum Balance Requirements
  • No Monthly Fees
  • No Per Check Fees
  • Free Instant Issue Visa Debit card (with Visa Purchase Alerts) (Must be 16 years of age with a joint owner)
  • Free Online Banking, Mobile Banking, and eStatements
  • Free access to RO$EY, our telephone teller

Foreign National Checking

The Foreign National Checking is for individuals without a U.S. standard-issue form of identification. Individuals may present one of the following as a primary type of identification: Alien Registration Card, Passport, Matricula Consular

  • No Minimum Balance Requirements
  • No Monthly Fees
  • No Per Check Fees
  • Free Instant Issue Visa Debit card (with Visa Purchase Alerts)
  • Online Banking, Mobile Banking, BillPay and eStatements
  • Access to RO$EY, our telephone teller*

Representative Payee Checking

A Representative (Rep) Payee Checking account is for a government-appoint representative payee to manage Social Security (or SSI) funds only. Contact your local Social Security office for details.

  • No Minimum Balance Requirements
  • No Monthly Fees
  • No Per Check Fees
  • Free Instant Issue Visa Debit card (with Visa Purchase Alerts)
  • Free Online Banking, Mobile Banking, BillPay and eStatements**
  • Free access to RO$EY, our telephone teller
Health Savings

Unexpected health care costs are one of the leading causes of financial distress for families. We can help with this account designed to keep you prepared for the unknown. Generally, HSAs provide tax-favored treatment for current medical expenses as well as the ability to save on a tax-favored basis for future medical expenses.

  • Available to Those with a High-Deductible Health Insurance Plan
  • Often Lowers Health Insurance Premiums
  • Savings are Completely Portable, Even if you Change Jobs or Coverage
Money Market Accounts
  • Minimum Required Balance is $2500.00
  • Minimum Balance Violation Fee is $5.00
  • Minimum Check Clearing Amount is $500.00
  • Transaction Violation Fee is $35.00
  • Only 6 Reg D Transactions allowed per month

    Reg D transactions include the following

    • Checks
    • Internet Transfers
    • Debit Card Transactions
    • Preauthorized Transfers
    • Remote Transfers
    • Overdraft Transfers

* Spanish audio available
** Some restrictions may apply

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By accessing this link, you will be leaving the Red River Credit Union's web site and entering a web site hosted by another party. Although Red River Credit Union has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Red River Credit Union's web site. The other party is solely responsible for the content of its web site. We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of Red River Credit Union.

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External Link Disclosure

This link is for former Shreveport Federal Credit Union members only. If you clicked on this link in error click CANCEL to return to the Red River Credit Union website.

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