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  • Protect What Matters Most

    Red River Member Service Group offers
    life insurance, legal services, and identity
    theft protection for you and your family.

    Insurance and Member Services
  • Great Auto Loan Rates!

    Rates as low as 3.89% APR* for up to 72 Months.

    Apply Now
  • More than a Checking Account

    MembersChoice Premier Checking is simply the safest and smartest way to bank.

    Checking Accounts
  • Expanded ATM Network

    Enjoy our expanded surcharge-free ATM network with
    Dolphin Debit Access.

    Find an ATM

Join Today

Become a member-owner at Red River Credit Union for access to a full suite of financial products and services to fit your needs.

Become a Member


At Red River Credit Union, we offer a variety of loans and multiple ways to apply. We have a loan that is right for you!


Apply for your mortgage anytime, anywhere! Get started now by completing an easy online or mobile application in minutes.

Apply Now

More Services

Need more security? Red River Member Service Group has simple, straightforward options to fit your budget.

Insurance and More

Find the Loan That's Right For You

Auto Loans

As low as

3.89 % APR*

Red River Repo Vehicle

As low as

4.05 % APR*

Home Improvement

As low as

6.75 % APR*


As low as

4.49 % APR*

*APR = Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.

News & Events


NEW Fraud Text Alerts are Here!

If potential fraud occurs on your account, you may receive a text message* from RRCU. The message will appear as ‘FreeMSG Red River CU Fraud Center’ verifying the transaction. Respond to the text as directed to manage the charge appropriately. *Standard text message rates may apply.


RRCU Out and About

Want to know what we've been up to lately?
Click Here for our Photo Log.

Financial Education Class at Grambling State University, LA 2019

About Us

Since 1943, Red River Credit Union has grown from a small group of Red River Army Depot employees to well over 100K members. Over the years, our vision has not changed and we remain focused on serving our unique communities.

Lending Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.