WARNING: It is a federal crime to willfully and deliberately provide incomplete
or incorrect information on any loan application or application for credit
made to a federally-insured financial institution including Red River Employees
Federal Credit Union (RRFCU).
You promise that everything you state in this application is correct
to the best of your knowledge.
If there are any important changes or corrections to the information you
supply, you will notify RRFCU in writing immediately.
You authorize RRFCU to obtain credit reports in connection with this application
and for any update, renewal, or extension of any credit received.
You understand RRFCU will rely on the information in this application and
your credit report to make its decision.
If you request, RRFCU will tell you the name and address of any credit
bureau from which it received a credit report on you.
You must be a RRFCU member prior to applying for credit. If you are not
a member and are eligible for membership, please complete the RRFCU Membership
Application prior to completing this loan application.
You must be a U.S. resident and reside within the U.S. in order to complete
this credit application on line. If you are not a U.S. resident or you reside
outside the U.S., please contact RRFCU directly.
You must complete the Applicant section about yourself and the Joint Applicant
section about your spouse if:
• You want a joint account, or
• Your spouse will use the account, or
• You are relying on spousal income as a basis for repayment.
Spousal support, child support, or separate maintenance income need not be
revealed if you do not choose to have it considered for repayment of this
loan.
The Annual Percentage Rate (APR) you receive will be within the range
disclosed and is based on various credit-worthiness criteria. We
will re-evaluate credit-worthiness
at the time of each new advance.
UPON PRE-APPROVAL, ADDITIONAL PAPERWORK AND/OR INFORMATION WILL BE REQUIRED
TO COMPLETE YOUR LOAN REQUEST. VALUE OF COLLATERAL AND OTHER LOAN CRITERIA
MUST BE VALIDATED BEFORE THE LOAN IS FUNDED.
For Mortgages and Home Equity loans, we prefer that you contact us directly.
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