Regular Checking                                                                       Savings & Certificate Rates

Our Regular Checking account has always been free. That makes it easy to concentrate on what’s important.

  No Minimum Balance
  Dividends Earned on all Balances
  No Monthly Fees
  Free RediCheck Card (our check and ATM card)
  Free Online Banking and Electronic Statements
  Free Bank-by-Phone
  No Per Check Fees

Fresh Start Checking

For members that may not qualify for a traditional checking account due to a Chex Systems report, a past account closure, or an account charge-off. Red River Federal Credit Union now offers a checking alternative! Complete with a free ATM card, free Redicheck card (with Direct Deposit), free Online Banking, and no minimum balance, find out today if this is the checking solution you've been looking for!

Click Here to take the Checking Account Management Quiz!

Regular Savings Account

Our regular savings accounts are a great starting point for everyone. Quarterly dividends are declared by the Board of Directors and deposited to your account on the last day of each quarter. Dividends are calculated on the daily balance, which means your money begins earning from the date of deposit and doesn’t end until the date of withdrawal.

Money Market

RRFCU’s Money Market Accounts are the best way to increase your dividend earning potential while keeping access open to your money. Three checks can be written monthly on the account; and over-the-counter withdrawals are unlimited.

IRA's

IRAs, or Individual Retirement Accounts, can help you to plan for a retirement you can enjoy. No matter how young you are, it’s not too early to start planning for your retirement.

There are three types of IRA options, each with it’s own set of rules: nondeductible contributions to a Roth IRA, tax-deductible contributions to a traditional IRA, and nondeductible contributions to a traditional IRA. We offer you every option.

Certificates

Certificates are the best way to maximize your dividend earning potential. They have a low minimum opening balance of $500 and are available in 6, 12, 24, 36, 48, or 60 month terms.

Homer's Club

Homer’s Club is our special junior savings account for children up to age 13. Upon opening the account, your child will receive a Homer's Club "Certificate of Good Standing", a "Welcome Letter" from Homer, and a "Coin Saver Card". A birthday gift card is sent out in time for your child's birthday and your child will also receive an invitation to an annual birthday party for Homer.

Christmas Club

This account helps you set money aside for Christmas. No withdrawals are allowed until November 1 (of the year just prior to the Christmas you are saving for), at which time the money you have saved is transferred into your checking account. If you do not have a checking account, the money will be made available in your savings account. You can make regularly scheduled deposits into your Christmas Club account through payroll deduction, direct deposit, by mail, or at any branch location.

Tax Savers Account

Wondering where you will get the extra money you need this tax season? Open a Tax Savers Account! Make savings deposits throughout the year and the money is automatically transferred into your checking account on March 1st!  It's easy! 

Varsity Savings

It's never too early to start learning financial responsibility, and let's face it, TEENS NEED MONEY!! One of our best teen products is our Varsity Savings Account. With only a $5 membership fee and a $5 minimum balance, you can start saving money towards a car, computer, or for college. You can watch that money grow as it earns dividends, AND earn prizes and savings incentive awards.

Join Us!